The invention discloses a skin-whitening composition as well as a preparation method and applications of the skin-whitening composition. In the skin-whitening composition, various whitening agents and sun-screening agents with excellent properties are matched for use, so that the melanin formation can be inhibited, moreover, ultraviolet rays can be absorbed, and free radicals can be eliminated. The skin-whitening composition is prepared from radix puerariae extract, glutathione, kojic dipalmitate, ascorbyl glucoside, nicotinamide, beta-hydroxy acid, undecylenoyl phenylalanine, chamomile extract, green tea extract, licorice root extract, pomegranate bark extract, 1,3-butanediol, phenoxyethanol and water. The components are mixed to achieve the synergistic skin whitening effect, the skin whitening effect is obvious, safe and steady, and no toxic and side effects are caused.