The invention discloses whitening tendering skin-maintaining toner. The whitening tendering skin-maintaining toner comprises the following materials of sodium alginate tech grade, bletilla striata extracting solution, lily extracting solution, leonurus extracting solution, honey, oat beta- glucan, sodium hyaluronate, amino acid humectant NMF-50, glycerin, polyethylene glycol 400, sorbitol, normal saline, essence, ethyl p-hydroxybenzoate and ethanol. Compared with prior art, the produced whitening tendering skin-maintaining toner is colorless, appropriate in viscosity, appropriate in consistence, good in stability, fragrant in smell and refreshing in texture. The whitening tendering skin-maintaining toner maintains moisture of skin, reduces wrinkles, improves roughness, dispels black spots, and maintains the skin to be soft, elastic, smooth, beautiful and rosy.