The invention provides inorganic phase-change energy storing particles, floor heating mortar and a preparation method thereof. The inorganic phase-change energy storing particles comprise the following components in percentage by mass: 20-50% of inorganic phase-change material, 10-25% of water, 0.1-1.5% of phosphorylated starch gum, 0.1-1.5% of water-absorbent resin, 10-35% of gypsum, and 15-35% of cement. The inorganic phase-change energy storing particles are prepared by the steps of preparing phosphorylated starch gum, preparing materials, mixing, pelletizing, coating, and covering with films. The floor heating mortar comprises 15-35% of cement, 10-25% of sand, 20-50% of inorganic phase-change energy storing particles, and 20-30% of water. The floor heating mortar is prepared by preparing materials, and mixing. According to the inorganic phase-change energy storing particles, the floor heating mortar and the preparation method thereof, the raw materials are wide in source; the chemical stability is high; the phase change temperature is low; leakage is avoided; the energy storing particles are good in energy storing effect, and high in stability; the floor heating mortar is highin strength, and the indoor temperature can be effectively conditioned, and the energy saving effect is good; and various buildings such as a house, a school and a hospital widely apply.